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Products & RisksSection 27 min read

2.8 Corporate Debt & Convertible Bonds

Corporations issue debt ranging from secured asset-backed bonds to convertible debentures that offer equity upside.

Key FINRA Exam Takeaways

  • Secured Debt: Mortgage bonds (real estate), Equipment Trust Certificates (planes, trains), Collateral Trust (securities).
  • Unsecured Debt: Debentures (backed only by general credit) and Subordinated Debentures (junior claim).
  • Convertible Bonds: Can convert to common shares. Conversion Ratio = $1,000 Par ÷ Conversion Price.
  • Parity Price of Stock = Market Price of Bond ÷ Conversion Ratio.
  • Corporate bond interest is FULLY TAXABLE at federal, state, and local levels.
Knowledge Checkpoint • Section 2.8

An investor owns an XYZ corporate bond with a conversion price of $25. How many shares of XYZ common stock will the investor receive upon converting one bond?