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Capital MarketsSection 16 min read

1.4 Primary vs. Secondary Markets

Understanding capital flows is essential: the primary market provides new financing to issuers, while the secondary market provides liquidity to existing investors.

Key FINRA Exam Takeaways

  • Primary Market: Issuers sell new securities to investors to raise capital; proceeds flow directly to the issuer.
  • Secondary Market: Investors trade previously issued securities among themselves; proceeds flow between investors, NOT the issuer.
  • Third Market: Exchange-listed stocks traded off-exchange in the Over-The-Counter (OTC) market.
  • Fourth Market: Direct electronic trading between institutional investors without broker-dealer intermediaries (ECNs).
Knowledge Checkpoint • Section 1.4

An investor purchases 100 shares of Apple (AAPL) common stock on the Nasdaq exchange from another investor. In which market did this transaction occur?