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Official Practice ProblemFINRA Series 7 Blueprint: Function 3
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Question #1087Function 3Fundamental

Bond Yield Hierarchy on Discount Bonds (The See-Saw)

When a bond is trading at a DISCOUNT (< $1,000 Par), which of the following correctly orders its yield measures from LOWEST to HIGHEST?

Correct Choice: A

ON A DISCOUNT BOND: Nominal < Current Yield < YTM < YTC. The investor earns the annual coupon PLUS a capital gain as price accretes toward par at maturity (or call).

Complete Analysis & Legal Rationale

On a premium bond, the reverse is true: YTC < YTM < Current Yield < Nominal.

Distractor Autopsy (Why Other Options Are Traps)

FINRA exam writers design incorrect distractors using specific calculation mistakes and regulatory misconceptions. Review why each option succeeds or fails:

Choice ACorrect
Accurate See-Saw Mechanics

Accurately represents discount bond yield ordering from lowest to highest.

Choice BIncorrect
Premium vs Discount Inversion

This represents a PREMIUM bond yield hierarchy.

Choice CIncorrect
Par Equivalence Fallacy

Yields are all equal ONLY when a bond trades at PAR ($1,000).

Choice DIncorrect
Current vs Nominal Error

Current yield is always higher than nominal yield at a discount.

Regulatory Authority & Citations:
FINRAFINRA Rule 2210Communications with the Public - Debt Disclosures
Question #1076ModerateMutual Fund Public Offering Price (POP) Calculation Formula

POP = NAV ÷ (100% - Sales Charge %) = $18.60 ÷ (1 - 0.07) = $18.60 ÷ 0.93 = $20.00 per share....

Question #1077FundamentalMutual Fund Sales Charge Percentage Formula

Sales Charge % = (POP - NAV) ÷ POP = ($12.00 - $11.40) ÷ $12.00 = $0.60 ÷ $12.00 = 5.00%....

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Class A shares charge a front-end sales charge paid at purchase, offer volume breakpoint discounts f...

Question #1079FundamentalClass B Mutual Fund Shares: CDSC and Conversion Mechanics

Class B shares have no front-end load, but impose a Contingent Deferred Sales Charge (CDSC) that dec...

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