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Official Practice ProblemFINRA Series 7 Blueprint: Function 3
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Question #1086Function 3Fundamental

Current Yield Calculation on Discount Corporate Bond

A corporate bond with an 8.0% nominal coupon rate is trading at a market price of 80 ($800 per bond). What is the Current Yield of this bond?

Correct Choice: A

Current Yield = Annual Interest Payment ÷ Current Market Price = $80.00 ÷ $800.00 = 10.00%.

Complete Analysis & Legal Rationale

Annual coupon = 8% of Par ($1,000) = $80. Current price = 80% of $1,000 = $800. Current Yield = $80 ÷ $800 = 0.10 = 10.00%. Because the bond is bought at a discount, current yield is higher than nominal coupon.

Mathematical Step-by-Step Derivation

  1. Step 1: Annual Interest = 8% × $1,000 Par = $80.00.
  2. Step 2: Current Market Price = 80% × $1,000 = $800.00.
  3. Step 3: Current Yield = $80.00 ÷ $800.00 = 10.00%.

Distractor Autopsy (Why Other Options Are Traps)

FINRA exam writers design incorrect distractors using specific calculation mistakes and regulatory misconceptions. Review why each option succeeds or fails:

Choice ACorrect
Accurate Calculation

$80 ÷ $800 = 10.00% current yield.

Choice BIncorrect
Nominal Yield Confusion

8% is nominal coupon yield on par ($1,000), not current yield.

Choice CIncorrect
Erroneous Multiplication

Multiplies 8% × 80% = 6.4%, an erroneous calculation.

Choice DIncorrect
Arbitrary Distractor

Arbitrary calculation.

Regulatory Authority & Citations:
FINRAFINRA Rule 2210Bond Yield Calculations
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