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Official Practice ProblemFINRA Series 7 Blueprint: Function 3
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Question #1088Function 3Moderate

Convertible Bond Conversion Ratio and Stock Parity Calculation

A convertible corporate bond has a Par value of $1,000 and a conversion price of $25 per share. If the bond is currently trading in the market at $1,200, what is the Conversion Ratio, and what is the Parity Price of the common stock?

Correct Choice: A

Conversion Ratio = Par Value ($1,000) ÷ Conversion Price ($25) = 40 shares (fixed for life of bond). Parity Price of Stock = Bond Market Price ($1,200) ÷ Conversion Ratio (40) = $30.00 per share.

Complete Analysis & Legal Rationale

If the common stock trades above $30, arbitrageurs buy bonds and convert to stock. If below $30, converting makes no economic sense.

Mathematical Step-by-Step Derivation

  1. Step 1: Conversion Ratio = $1,000 Par ÷ $25 Conversion Price = 40 shares.
  2. Step 2: Parity Stock Price = Bond Market Price ($1,200) ÷ Conversion Ratio (40) = $30.00.

Distractor Autopsy (Why Other Options Are Traps)

FINRA exam writers design incorrect distractors using specific calculation mistakes and regulatory misconceptions. Review why each option succeeds or fails:

Choice ACorrect
Accurate Calculation

CR = 40 shares ($1,000 / $25); Parity = $1,200 / 40 = $30.00.

Choice BIncorrect
Par Value Substitution Error

Uses bond market price ($1,200 / 25 = 48) to calculate ratio, which violates the $1,000 par rule.

Choice CIncorrect
Static Parity Fallacy

Leaves parity price equal to initial conversion price.

Choice DIncorrect
Arithmetic Error

Wrong ratio arithmetic.

Regulatory Authority & Citations:
FINRAFINRA Rule 2210Convertible Securities
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