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Official Practice ProblemFINRA Series 7 Blueprint: Function 3
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Question #1011Function 3Moderate

Horizontal Calendar (Time) Spread Characteristics

An options trader sells 1 XYZ June 50 Call and buys 1 XYZ Sept 50 Call. This position is best characterized as a:

Correct Choice: A

A calendar (horizontal/time) spread uses the same strike price ($50) but different expirations. The longer-dated Sept option has more time value than the near-term June option, making this a net debit spread.

Complete Analysis & Legal Rationale

Because strike prices are identical ($50) and expirations differ (June vs Sept), this is a calendar/horizontal spread. Far-month options always carry more extrinsic time value than near-month options, so buying Sept and selling June creates a net debit.

Distractor Autopsy (Why Other Options Are Traps)

FINRA exam writers design incorrect distractors using specific calculation mistakes and regulatory misconceptions. Review why each option succeeds or fails:

Choice ACorrect
Accurate Identification

Correctly identifies horizontal spread with net debit due to greater time value in the September leg.

Choice BIncorrect
Spread Geometry Confusion

Vertical spreads have different strikes with identical expiration months.

Choice CIncorrect
Spread Geometry Confusion

Diagonal spreads have BOTH different strikes and different expirations.

Choice DIncorrect
Straddle vs Spread Confusion

A straddle consists of a call and a put, not two calls.

Regulatory Authority & Citations:
FINRAFINRA Rule 2360Calendar Spread Margin
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