US Virginia insurance license exam
Virginia insurance license exam: fees, format and pass rates.
A Virginia-specific summary from the Bureau of Insurance's licensing pages, the Prometric licensing bulletin, and the Bureau's published pass-rate report for June 2025 to May 2026. Virginia's exam is delivered by Prometric, not Pearson VUE.
Official results
About 7 in 10 first-time takers passed, June 2025 to May 2026.
- Life & Annuities: 2,419 examinees, 67.67% passed (raw cut score 63).
- Health: 646 examinees, 71.67% passed (raw cut score 63).
- Life, Annuities & Health: 3,306 examinees, 71.87% passed (raw cut score 98).
- Personal Lines: 943 examinees, 76.35% passed (raw cut score 70).
- Property & Casualty: 1,367 examinees, 70.67% passed (raw cut score 95).
- All Virginia exams in the report: 8,865 examinees, 70.90% passed.
The report says the cut score for each exam is set to 70% correct.
Exams, time and fee
Combined life, annuities and health is 150 minutes; each exam is $35.
- Life, Annuities & Health (11-01): 150 minutes.
- Property & Casualty (11-03): 150 minutes.
- Title (11-04): 90 minutes.
- Life & Annuities (11-05): 120 minutes. Health (11-06): 120 minutes. Personal Lines (11-07): 120 minutes. Public Adjuster (11-08): 60 minutes.
- Registration fee: $35 for each exam in the bulletin's registration table; fees are nonrefundable.
The bulletin lists time and fee but not question counts, so we state none. Property & Casualty includes Personal Lines; the bulletin says not to apply for both.
Booking and exam day
Register with Prometric; the registration lasts 90 days.
- Register at prometric.com/virginia/insurance or by phone at 1-866-891-6396. A registration stays valid 90 calendar days.
- Change your date at least 24 hours before; otherwise you forfeit the fee.
- Arrive 30 minutes early with two valid forms of ID, one government-issued with photo and signature, matching your registration name.
- You may test at a Prometric test center or use the remote proctored option. Prometric offers free practice exams for life, health and property and casualty.
Retakes
24 hours after a failure; 30 days after the third failure.
The bulletin says a candidate waits 24 hours before reserving a re-examination, and after the third failure Virginia law requires a 30-calendar-day wait. A passing exam stays valid for a license application for 183 calendar days.
After you pass
Fieldprint fingerprints, then apply through Sircon or NIPR.
Residents are fingerprinted through Fieldprint at $37.95 (including state police and FBI fees); prints must be no older than 90 days when used with an application. Apply through Sircon or NIPR; the Bureau says to allow 15 business days, or 30 to 60 business days if background questions are answered yes. The Bureau lists a non-refundable $15 per qualification application processing fee. Only the Title license has a prelicensing course (16 hours) on the Bureau's pages; they list none for life, health or property and casualty.
Renewal
16 CE hours for one license type, 24 for two or more, 3 in ethics.
Resident agents holding one license type, or both Life & Annuities and Health, complete 16 credit hours; those holding two or more license types complete 24 with at least 8 for each type. Three hours must be ethics. No more than 75% of required credits may come from courses given by insurance agencies or companies. Licenses expire at the end of the birth month, in even or odd years matching the birth year.
FAQ
Quick answers
What is the pass rate for the Virginia insurance exam?
For first-time test takers from June 2025 to May 2026, the Bureau's report lists 67.67% for Life & Annuities (2,419 examinees), 71.87% for Life, Annuities & Health (3,306) and 70.67% for Property & Casualty (1,367). These are first-time rates, not per-attempt rates.
How much is the Virginia insurance license exam?
The Prometric licensing bulletin effective December 13, 2024 lists $35 per exam. The Bureau separately charges a non-refundable $15 per qualification application processing fee, and fingerprinting is $37.95.
Who administers the Virginia insurance exam?
Prometric, per the Bureau of Insurance's application page. You register at prometric.com/virginia/insurance or by phone.
Is there prelicensing education for a Virginia insurance license?
The Bureau's pages list a 16-hour prelicensing course only for the Title license. They list none for life, health, or property and casualty; the Bureau also says it does not approve study materials or schools.
How many continuing education hours does Virginia require?
16 credit hours for one license type, or 24 with at least 8 per type for two or more, including 3 hours of ethics.
Keep going
Related free guides and practice
- How hard is the insurance license exam? — official pass-rate reports from Texas and Florida
- How long is the insurance license exam? — time limits, scored items and passing scores
- How to get your insurance license — the steps, in order, with state examples
- Life insurance exam by state — life-line format and pass rates compared
- Insurance license renewal and continuing education — CE hours by state
- Insurance license verification — how to check an agent's license