US Insurance license renewal
Insurance license renewal and continuing education, by state.
Renewal rules are set by each state. This page covers the three states whose regulator or exam-vendor documents we have checked. For any other state, use that state's insurance department page.
Georgia
24 hours with 3 in ethics; 20 hours after 20 years.
Georgia licensees licensed less than 20 years complete 24 hours (3 in ethics) from approved providers; those licensed 20 years or more complete 20 hours (3 in ethics). The handbook lists 12 hours for holders of designations such as CLU, CPCU or CFP, and says licensees must request a reduction each renewal except in some cases. Licenses expire on the last day of the licensee's birth month.
New York
15 credits, including law, ethics and diversity hours.
DFS requires 15 credits to renew or relicense certain licenses, at least one hour each of Insurance Law, ethics and professionalism, and diversity, inclusion and elimination of bias, plus flood insurance hours for property/casualty lines. CE starts once a license has been in effect more than two years, and must be finished before you submit the renewal. Renewal is online through NY LINX or NIPR, and DFS says you can renew up to 180 days before expiration. A non-resident does not need New York CE if compliant in their home state.
Pennsylvania
24 hours per two-year cycle, none before the license is issued.
The department and the PSI booklet state a 24-hour minimum during the two-year cycle. Not completing it results in the termination of the license, and CE courses taken before the license issue date earn no credit.
FAQ
Quick answers
How many continuing education hours does Georgia require for insurance agents?
The Georgia handbook lists 24 hours, 3 of them in ethics, per biennium for licensees licensed less than 20 years, and 20 hours (3 in ethics) for those licensed 20 years or more.
How many continuing education credits does New York require?
DFS requires 15 credits to renew or relicense certain insurance licenses, with required hours in Insurance Law, ethics and diversity, and flood hours for property/casualty lines.
Does Pennsylvania require continuing education for producers?
Yes. The Pennsylvania Insurance Department states a 24-hour minimum during each two-year licensing cycle.
Keep going
Related free guides and practice
- How to get your insurance license — the steps, in order, with state examples
- Georgia insurance license exam
- New York insurance license exam
- Pennsylvania insurance license exam