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Official Practice ProblemFINRA Series 7 Blueprint: Function 3
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Question #1050Function 3Moderate

Double-Barreled Municipal Bond Debt Structure

A municipal bond is issued to finance a municipal toll bridge. Debt service is paid primarily from bridge tolls, but if toll revenues are insufficient, the city's general taxing power guarantees the payment of principal and interest. This bond is:

Correct Choice: A

A double-barreled bond has two distinct revenue pledges: primary project revenues (tolls) PLUS the backup full faith, credit, and taxing power of the municipality. Because it pledges taxing power, it is subject to GO debt limits.

Complete Analysis & Legal Rationale

The backup pledge of ad valorem taxing power gives double-barreled debt the credit safety of a GO bond while utilizing facility cash flows during normal operation.

Distractor Autopsy (Why Other Options Are Traps)

FINRA exam writers design incorrect distractors using specific calculation mistakes and regulatory misconceptions. Review why each option succeeds or fails:

Choice ACorrect
Accurate Definition

Identifies primary user revenue + secondary taxing backup, subject to GO debt limits.

Choice BIncorrect
Pure Revenue Fallacy

Pledging general taxing authority removes it from pure revenue classification.

Choice CIncorrect
IDB Confusion

Industrial revenue bonds benefit private corporations, not municipal bridges.

Choice DIncorrect
Moral Obligation Confusion

A general taxing pledge is legally binding, whereas moral obligation is voluntary.

Regulatory Authority & Citations:
MSRBMSRB Rule G-17Double-Barreled Bonds
Question #1043FundamentalGeneral Obligation (GO) Bond Backing and Voter Referendum

General Obligation (GO) bonds are backed by the full faith and taxing power of the issuer (ad valore...

Question #1044FundamentalRevenue Bond Credit Analysis and Feasibility Studies

A feasibility study prepared by independent engineering and financial consultants evaluates project ...

Question #1045ModerateTax-Equivalent Yield (TEY) Calculation in 32% Marginal Bracket

TEY = Municipal Tax-Free Yield ÷ (1 - Marginal Tax Rate) = 5.10% ÷ (1 - 0.32) = 5.10% ÷ 0.68 = 7.50%...

Question #1046FundamentalIn-State vs. Out-of-State Municipal Bond Tax Rules

Municipal bond interest is federally tax-exempt. However, when an investor purchases an OUT-OF-STATE...

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