2026 Securities Licensing Study Guides (SIE, Series 7 & Series 66) are now live
Official Practice ProblemFINRA Series 7 Blueprint: Function 3
← Prev Question (#1019)Next Question (#1021) →
Question #1020Function 3Advanced Calculation

Uncovered Call Writing Margin Requirement Rule

What is the standard FINRA initial margin requirement for writing an uncovered equity call option?

Correct Choice: A

Uncovered equity options margin = Premium + 20% of Underlying Market Value minus Out-of-the-Money amount (subject to minimum of Premium + 10% of Market Value).

Complete Analysis & Legal Rationale

FINRA Rule 4210 requires writing uncovered calls to deposit: 100% of the option proceeds + 20% of the current market value of the underlying stock, minus out-of-the-money amount, but never less than premium + 10% of market value.

Distractor Autopsy (Why Other Options Are Traps)

FINRA exam writers design incorrect distractors using specific calculation mistakes and regulatory misconceptions. Review why each option succeeds or fails:

Choice ACorrect
Accurate Rule Application

Matches FINRA Rule 4210 exact margin calculation for naked equity options.

Choice BIncorrect
Reg T vs Options Margin Confusion

Reg T 50% applies to purchasing marginable stock, not writing uncovered options.

Choice CIncorrect
Cash-Covered Put Confusion

That is the cash-covered put requirement, not uncovered call.

Choice DIncorrect
Maintenance Margin Confusion

25% is the long equity minimum maintenance requirement.

Regulatory Authority & Citations:
FINRAFINRA Rule 4210Margin Requirements - Options
Question #1042FundamentalCovered Call Breakeven & Downside Protection Calculation

Covered call breakeven is Stock Purchase Price minus Call Premium received ($54 - $3.50 = $50.50); m...

Question #1001FundamentalLong Straddle Breakeven Points and Market Outlook

A long straddle has two breakeven points: Strike plus Combined Premium ($60 + $7 = $67) and Strike m...

Question #1002FundamentalShort Straddle Maximum Profit and Risk Profile

Short straddles collect combined premiums upfront ($900 max profit) and desire price neutrality; the...

Question #1003FundamentalBull Call Debit Spread Maximum Gain, Loss, and Breakeven

Bull call debit spread: Net Debit = 5.50 - 1.50 = $4.00 (Max Loss = $400). Spread width = $55 - $45 ...

Ready to test all 125 questions under real FINRA exam timing?

Take our timed 3h 45m simulator with real-time pass/fail scoring at the 72% benchmark.

Launch Full 125-Question Mock Exam Simulator →