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Official Practice ProblemFINRA Series 7 Blueprint: Function 3
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Question #1018Function 3Moderate

Put Option Exercise Tax Sale Proceeds Calculation

An investor holding stock bought at $45 buys an ABC 50 Put at 3. The investor exercises the put to sell the stock. For tax purposes, what are the sales proceeds per share?

Correct Choice: A

When a put is exercised, the sales proceeds realized from the stock sale equal the Put Strike Price MINUS the Put Premium paid ($50 - $3 = $47).

Complete Analysis & Legal Rationale

The investor sells stock at the $50 strike price, but paid $3 for the put option. Net sales proceeds = $50 - $3 = $47 per share. Since cost was $45, capital gain is $47 - $45 = $2.00 per share.

Mathematical Step-by-Step Derivation

  1. Step 1: Put Strike Price = $50.00.
  2. Step 2: Put Premium Paid = $3.00.
  3. Step 3: Net Sales Proceeds = $50.00 - $3.00 = $47.00.

Distractor Autopsy (Why Other Options Are Traps)

FINRA exam writers design incorrect distractors using specific calculation mistakes and regulatory misconceptions. Review why each option succeeds or fails:

Choice ACorrect
Accurate Tax Rule

Strike ($50) minus premium paid ($3) = $47 net sale proceeds.

Choice BIncorrect
Omission of Put Premium

Ignores the cost of the put option.

Choice CIncorrect
Directional Error

Adds the premium to strike instead of subtracting.

Choice DIncorrect
Wrong Base Figure

Subtracts premium from stock cost instead of strike price.

Regulatory Authority & Citations:
IRSIRC § 1234Tax Treatment of Put Exercise
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