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Markets, Trading & SettlementFunction 410 min read

11.1 Primary Market Offerings (1933 Act)

The primary market raises capital for issuers through IPOs and secondary offerings under the Securities Act of 1933.

Key FINRA Exam Takeaways

  • Securities Act of 1933 ('Paper Act'): Regulates primary market new issues; requires full and fair disclosure.
  • Registration Statement (Form S-1): Filed with SEC, initiating a mandatory 20-day cooling-off period.
  • During cooling-off: NO sales, NO advertising, NO binding orders, NO recommendations. Permitted: Red Herring (preliminary prospectus), Tombstone ads, gathering non-binding indications of interest.
  • Effective Date: SEC releases securities for sale. Final prospectus must be delivered at or before trade confirmation.
  • Exempt Transactions: Regulation D (Private placements to accredited investors), Rule 147 (Intrastate offerings, 80% rule), Regulation A+ (Mini-IPOs).

Permitted vs. Prohibited Actions in Cooling-Off

Permitted: Distributing the Red Herring (preliminary prospectus without final price or effective date), publishing tombstone advertisements, accepting non-binding indications of interest. Prohibited: Taking orders, accepting cash deposits, distributing research reports on the issuer.

Knowledge Checkpoint • Section 11.1

During the 20-day cooling-off period following the filing of an SEC registration statement for an initial public offering, a registered representative is PERMITTED to: