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Official Practice ProblemFINRA Series 7 Blueprint: Function 4
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Question #1105Function 4Fundamental

Proxy Voting and Corporate Actions for Shares Held in Street Name

When customer securities are registered in 'street name' (the name of the broker-dealer) at DTC, who retains the legal right to vote proxies and receive corporate dividends?

Correct Choice: A

When shares are held in street name for convenience and margin collateral, the customer remains the BENEFICIAL OWNER and retains all economic and voting rights.

Complete Analysis & Legal Rationale

When shares are held in street name for convenience and margin collateral, the customer remains the BENEFICIAL OWNER and retains all economic and voting rights. Under SEC Rule 14b-1, the broker-dealer MUST promptly forward all proxy statements, voting cards, and financial reports to the beneficial owner, with costs reimbursed by the issuer.

Distractor Autopsy (Why Other Options Are Traps)

FINRA exam writers design incorrect distractors using specific calculation mistakes and regulatory misconceptions. Review why each option succeeds or fails:

Choice ACorrect
Accurate Corporate Governance

Beneficial owner (customer) retains voting rights; broker-dealer forwards proxy materials.

Choice BIncorrect
Broker Voting Fallacy

Broker-dealers cannot vote client proxies on non-routine matters without customer instructions.

Choice CIncorrect
DTC Function Trap

DTC is the central depository, not the voting owner.

Choice DIncorrect
Transfer Agent Confusion

Transfer agents maintain issuer shareholder records, they do not vote.

Regulatory Authority & Citations:
SECSEC Rule 14b-1Obligation of Registered Brokers and Dealers to Forward Communications

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