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Official Practice ProblemFINRA Series 7 Blueprint: Function 3
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Question #1040Function 3Moderate

Foreign Currency Hedging for U.S. Exporters

A U.S. manufacturing company expects to receive a payment of 50,000,000 Japanese Yen in 6 months. The company is concerned that the Yen will depreciate against the U.S. Dollar. What option position provides the BEST protection?

Correct Choice: A

To protect against the decline of a foreign currency received in the future, the exporter should BUY PUT options on that foreign currency (or buy call options on the U.S. Dollar).

Complete Analysis & Legal Rationale

If the Yen depreciates, the Yen Put option gains intrinsic value, offsetting the cash loss on the conversion back into U.S. Dollars.

Distractor Autopsy (Why Other Options Are Traps)

FINRA exam writers design incorrect distractors using specific calculation mistakes and regulatory misconceptions. Review why each option succeeds or fails:

Choice ACorrect
Accurate Currency Hedging

Buying puts on the foreign currency hedges against depreciation of future receivables.

Choice BIncorrect
Importer vs Exporter Inversion

Buying calls protects an importer who needs to BUY foreign currency.

Choice CIncorrect
Short Put Risk Trap

Selling puts provides only limited income and leaves full downside currency risk.

Choice DIncorrect
Ineffective Hedge

Selling dollar calls caps upside without providing downside floor.

Regulatory Authority & Citations:
OCCPHLX Currency OptionsWorld Currency Options Specifications
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