US Property and casualty exam
The property and casualty insurance exam, by the numbers.
Property and casualty (P&C) is a separate license line from life and health. These figures come from official Texas and Florida documents; use them to size up the exam, then practice with our free 100-question P&C set.
Texas
Texas P&C and Personal Lines results.
- Property & Casualty (English): 150 minutes, $49; 48% of 14,174 graded attempts passed (first-time 58%, repeaters 35%).
- Personal Lines Property & Casualty (English): 120 minutes, $39; 60% of 5,381 passed (first-time 68%, repeaters 40%).
Florida
Florida General Lines and Personal Lines results.
- General Lines: 160 scored plus 15 pretest, 3 hours; 49.2% of 6,454 candidates passed in 2024.
- Personal Lines: 100 scored plus 8 pretest, 2 hours; 55.8% of 5,680 candidates passed in 2024.
Texas structure
Texas exams have a general section and a Texas-specific section.
The Texas handbook explains that major lines exams combine a general insurance knowledge section and a section on Texas laws and rules, scored together. Prepare both: concepts like coverage forms and policy provisions, then your state's law.
FAQ
Quick answers
What is the pass rate for the property and casualty insurance exam?
Texas reported 48% for Property & Casualty (14,174 graded English attempts, January-September 2024); Florida reported 49.2% for General Lines (6,454 candidates, 2024).
Keep going
Related free guides and practice
- P&C study guide — chapters with checkpoint questions
- P&C cheat sheet
- P&C study plan
- Life and health insurance practice test — free, original questions with a cited source for every answer
- How hard is the insurance license exam? — official pass-rate reports from Texas and Florida