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What is the current FDIC insurance coverage limit per depositor, per bank?
The FDIC insures deposits up to $250,000 per depositor, per insured bank, per ownership category. This limit was permanently increased from $100,000 in 2010. Joint accounts and retirement accounts may provide additional
Complete Analysis & Legal Rationale
The FDIC insures deposits up to $250,000 per depositor, per insured bank, per ownership category. This limit was permanently increased from $100,000 in 2010. Joint accounts and retirement accounts may provide additional coverage under different ownership categories.
Distractor Autopsy (Why Other Options Are Traps)
FINRA exam writers design incorrect distractors using specific calculation mistakes and regulatory misconceptions. Review why each option succeeds or fails:
Does not match the governing concept in the explanation.
Matches the verified teaching point in the explanation.
Does not match the governing concept in the explanation.
Does not match the governing concept in the explanation.
Official Standard: Outline-level citation pending rule-specific upgrade. Verify against current FINRA materials.