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Official Practice ProblemFINRA Series 7 Blueprint: Function 4
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Question #2124Function 4Moderate

Corporate Actions: 4-for-1 Forward Split vs. 1-for-5 Reverse Split Effects

A corporation announces a 4-for-1 forward stock split. Prior to the split, an investor owns 200 shares at a market price of $120 per share ($24,000 total investment). Following the split, what will be the investor's share quantity, price per share, and total investment value?

Correct Choice: A

In a 4-for-1 forward split: Shares increase 4x (200 × 4 = 800 shares), price drops to 1/4th ($120 / 4 = $30.00), and total portfolio value remains UNCHANGED at $24,000.

Complete Analysis & Legal Rationale

In a forward stock split, the number of outstanding shares increases and the price per share decreases proportionally, while the investor's percentage ownership and total aggregate dollar value remain identical: New Shares = 200 × 4 = 800 shares. New Price per Share = $120 / 4 = $30.00. Total Investment Value = 800 × $30.00 = $24,000. (In contrast, option B describes a 1-for-4 reverse split). Forward splits are not taxable events; the investor adjusts cost basis per share.

Distractor Autopsy (Why Other Options Are Traps)

FINRA exam writers design incorrect distractors using specific calculation mistakes and regulatory misconceptions. Review why each option succeeds or fails:

Choice ACorrect
None

In a 4-for-1 forward split: Shares increase 4x (200 × 4 = 800 shares), price drops to 1/4th ($120 / 4 = $30.00), and total portfolio value remains UNCHANGED at $24,000.

Choice BIncorrect
Trading Principles Trap

Fails to adhere to trade execution and settlement rules regarding B.

Choice CIncorrect
Trading Principles Trap

Fails to adhere to trade execution and settlement rules regarding C.

Choice DIncorrect
Trading Principles Trap

Fails to adhere to trade execution and settlement rules regarding D.

Authorities & References:

Official Standard: In a forward stock split, the number of outstanding shares increases and the price per share decreases proportionally, while the investor's percentage

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Regulatory Authority & Citations: Primary Legal Sources

Verified citations governing Question #2124 (FINRA Series 7 Content Outline)

To pass the FINRA Series 7, candidates must understand not just the calculation formulas, but the exact federal securities acts, SRO rulebooks, and statutory frameworks that enforce them. Review the primary authority records below:

SECExchange Act Section 10(b)Trading and Settlement Standards

In a forward stock split, the number of outstanding shares increases and the price per share decreases proportionally, while the investor's percentage

Read SEC Official Rule

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