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Official Practice ProblemFINRA Series 7 Blueprint: Function 2
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Question #1119Function 2Fundamental

Corporate Accounts: Corporate Charter vs. Corporate Resolution

When opening a margin account for a corporation, which document specifies WHICH individuals have legal authority to trade on behalf of the corporation?

Correct Choice: A

The Corporate Resolution (certified by the Corporate Secretary) designates WHICH specific individuals (officers/directors) are authorized to place orders and manage account assets.

Complete Analysis & Legal Rationale

The Corporate Charter (Articles of Incorporation) proves that the corporation exists and verifies whether the company's bylaws permit margin trading.

Distractor Autopsy (Why Other Options Are Traps)

FINRA exam writers design incorrect distractors using specific calculation mistakes and regulatory misconceptions. Review why each option succeeds or fails:

Choice ACorrect
Accurate Corporate Documentation

Corporate Resolution designates authorized traders and signatories.

Choice BIncorrect
Charter vs Resolution Confusion

Corporate Charter confirms legal existence and margin trading authorization, but does not list individual traders.

Choice CIncorrect
Good Standing Confusion

Certificate of Good Standing verifies active state corporate registration.

Choice DIncorrect
Tax Form Confusion

Form W-9 verifies taxpayer ID (EIN).

Regulatory Authority & Citations:
FINRAFINRA Rule 2090Corporate Account Requirements
Question #1115FundamentalUSA PATRIOT Act Customer Identification Program (CIP) Mandates

CIP requires obtaining 4 mandatory items prior to opening an account: (1) Full Legal Name; (2) Date ...

Question #1116FundamentalOFAC Screening and Terrorist Watchlist Compliance

OFAC (Office of Foreign Assets Control), a division of the U.S....

Question #1117FundamentalJoint Accounts: JTWROS vs. Tenancy in Common (TIC) Estate Rights

In a Tenancy in Common (TIC) account, ownership shares can be unequal (60/40). Upon death, the decea...

Question #1118FundamentalCustodial Accounts (UGMA/UTMA): Taxation, Margin Prohibition, and Irrevocability

Under UGMA/UTMA rules: (1) There can only be ONE custodian and ONE minor per account; (2) All gifts/...

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